Posted by Roger Lewis on May 09, 2003 at 07:13:08:
In Reply to: How did you afford your horn? posted by Broke on May 08, 2003 at 18:31:43:
This was the most "painless" way to buy a Yorkbrunner that I have found. When I lived in Houston, Texas I was a member of the musician’s union there. They also had a credit union (of which I am still a member). They offer instrument purchase loans for instruments costing over $10,000. The terms are quite simple. They will pay up to 80% of the cost of the instrument (in my case including the sales tax) and this would then be paid to them in monthly installments at 11% SIMPLE INTEREST.
My Yorkbrunner cost me about $3,700 out of pocket and the loan paid the rest of it. My payments were $259 a month for the next 5 years and the horn easily earned me that much a month in new work so it paid for itself. My only regret is that I didn’t do it 15 years earlier. Yes, you have to give up some of the other “luxuries” in your life but every time you open the case and look at it, you don’t care.